Investment Loans

An investment home loan is a type of home loan designed for people looking to buy a property to generate income, build equity and access tax breaks. Investment loans are somewhat different to owner-occupied home loans, as the purpose of investment property is earning rental income, whereas the owner-occupied property are used as primary place of residence.

The benefits of investing in a property may vary depending on type of property you buy and what is the intended purpose of the investment. Some of the common benefits of property investment are,

1. Capital Growth
2. Earn Rental Income
3. Tax benefits with Negative gearing, depreciation allowance
4. Use your equity in your existing home as a deposit rather than a cash deposit to buy an investment property
5. Stable investment, as property investment is considered less volatile compared to stocks

HK Finance can help you find out how much equity you can use from your current property to buy an investment property, along with advising the right investment loan option depending on your financial situation and priorities.

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