We do not warrant or represent that the information in this site is free from errors or omissions or is suitable
for your intended use. We recommend that you seek independent advice before acting on any information in
this site. Subject to any terms implied by law and which cannot be excluded, we accept no responsibility for
any loss, damage, cost or expense (whether direct or indirect) incurred by you as a result of any error, omission
or misrepresentation in any information in this site. All applications for credit are subject to our usual credit
assessment criteria.
The products and services described in this site are available only to Australian residents and in relation to
property in Australia. Applications from people other than Australian residents will not be accepted. The
information in this site has been prepared in accordance with Australian law for the supply of goods and services.
This notice and the information in this site and all matters relating to either are governed by and are to be
construed according to the laws applicable in the State of Western Australia and the Commonwealth of Australia
(“Australian law”). The information may not satisfy the laws of any other country. It is not directed at people in
any other country and should not be relied on by people in any country other than Australia. The information in
this site is current at the date of publication but may be subject to change.
Any advice contained on this website has been prepared without taking into account your objectives, financial
situation or needs. Before acting on any advice on this website, we recommend that you consider whether it is
appropriate for your circumstances.
HK Finance Pty Ltd ABN 36 670 372 586 is a credit representative of Mortgage Australia Group Pty Ltd. ABN
99 091 941 749. “Copyright in the information contained in this site subsists under the Copyright Act 1968 ©
and, through international treaties, the laws of many other countries. It is owned by HK Finance Pty Ltd
unless otherwise stated. All rights reserved. You may download a single copy of this document and, where
necessary for its use as a reference, make a single hard copy. Except as permitted under the Copyright Act
1968 © or other applicable laws, no part of this publication may be otherwise reproduced, adapted,
performed in public or transmitted in any form by any process (graphic, electronic or mechanical, including
photocopying, recording, taping or by storage in an information retrieval system) without the specific written
consent of Mortgage Australia Group.”
